Inflation Hedge Premium Choice Bond Investment

Lang purchases only AAA and AA credit-rated municipal and corporate bonds. These bonds provide unheralded asset protection in any market environment, while also producing income and attractive long-term returns.

Historically AAA and AA credit-rated municipal and corporate bonds have been a low-risk  investment.

We purchase two types of bonds: Corporate and Municipal.

Bonds pay the bond owner interest on the principal invested until the bond matures, at which point the principal investment is returned.  We then purchase new bonds with these proceeds.  

Currently, our average bond portfolio's   maturity is around two to three years.  This protects the owner from possible rising interest rates.

Corporate bonds are issued by corporations to raise capital.

This capital can be used to build manufacturing plants, purchase inventory, or support the many requirements to strengthen the company.

Examples of corporate bonds you would own are Nestle, Walmart, and Johnson and Johnson to name a few.

The majority of corporate bonds we purchase are rated AA.  At this time only two companies have AAA ratings: Johnson and Johnson and Microsoft Corp. 

Governments issue municipal bonds for building and maintaining the public domain. 

There are two types of municipal bonds we purchase: General Obligation and Revenue Bonds.

General Obligation bonds are backed by the taxing ability of the state,  county or city government.

Revenue Bonds are backed by the revenue earned from the government owned utilities,  road-tolls, and many other income producing projects.  

Pay no Federal Tax on your municipal bond earnings.

Most bonds are free of state income tax if the purchaser lives in the state of bond purchased. 

This provides an incentive for high-income earners to invest in America.  The higher the investor's tax bracket the greater the  federal and state tax-free yield.  

For example:  If you are in the  35% tax bracket and have a tax-exempt yield of 3% your actual after-tax return would be 4.6%.

We invest municipalities with AAA and AA credit ratings throughout the United States.

Municipal bonds are a $2.5 trillion dollar market. They build America's infrastructure.

We purchase individual bonds which allows us to keep the credit-quality high and diversify your holdings.

 We do not purchase mutual bond funds as most do not provide transparency.

There are no withdrawal fees or lock-up periods  for any of our accounts.