Established 1990 20 year track record

Established 1990 20 year track record

Established 1990 20 year track record Established 1990 20 year track record

Premium Choice Bond Investment

Risk-Averse

Our commitment to preserving  your  savings demand that we limit your holdings to the highest quality investments. 


We only purchase  individual, municipal bonds or corporate bonds that are rated AAA and AA. Depending on market conditions we will be investing in either long or short term bonds to accommodate interest rate variations.


We have a 20 year bond investing track record through high and low interest rate periods.


  Let's make sure your retirement money is invested in what has historically been seen as a stable investment.  

 

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Smart Bear Balanced Accounts

Bear Market

Lang’s Smart Bear Balanced product is for the more aggressive investor, as this product is designed to perform well in any market environment, but especially performs well in a bear market.


 This is done with the majority of the portfolio invested in AAA and AA individual municipal bonds and corporate bonds plus a smaller percentage of the portfolios in "inverse" ETFs.  Inverse ETFs go up in price when the stock markets go down, but conversely will go down in price when markets rise.


 The objective is to profit in a down market, but also provide attractive returns regardless of market direction. We accomplish this objective by limiting the inverse ETF exposure to 15% of the portfolio with the remainder of the portfolio (85%) in the above mentioned fixed securities.

ETFs down market charted financial analyst Melbourne Florida bear market Indialantic Florida

ETFs down market charted financial analyst Melbourne Florida bear market Indialantic Florida