Getting Started

Getting started is simple. We will first discuss several issues including the selection of a custodian (broker) and your investment objectives.

       

 You will then receive a packet containing our two-page contract called the Investment Management Agreement and custodian paperwork.  Also  enclosed will be a copy of the S.E.C. form ADV Part II (Investment Advisor Registration Statement) for your review.

      

We will mail you an initial review which will include your copy of the signed contract, a proposed  statement of investment objectives, a copy of our quarterly invoice, and an accounting of the initial securities and/or cash which funded the account.

 

If at any time you wish to discontinue the relationship, we will refund your pro-rata portion of the fee with no other charges, penalties, or expenses.

 

As indicated in the contract, you have five days from receipt of the initial review to void the agreement with no fee due.  Any investments prior to notification would be at your risk. 

 

Fee Schedule 

Premium Choice Bond Investment and Balanced Accounts
0.60% Annually on First $1,000,000

0.50% Annually on next $9,000,000

Minimum Account Size - $300,000

Minimum Annual Fee - $1800.00